No one wants to choose a policy only to find when they need to make a claim that they're not covered - and that's where I come in.

I am qualified to provide independent insurance advice for both individuals and businesses - anything from home insurance to fully insuring a business. That includes every aspect of the insurance process from start to finish - even renewals - saving you hassle and worry.

I have worked in the insurance field for years and have the expertise to find you a good policy quickly. Unlike comparison sites, I can take the time to ask the right questions to find out exactly what insurance is best for you or your business. I'll explain exactly what you're getting and why. And I will be upfront about costs so you will never have to worry about hidden fees.

Paul Cowan

General Insurance & Protection Adviser

Personal Insurance

Choosing a personal insurance policy can feel daunting. With so many different aspects to think about, and all the different comparison websites online, it can be difficult to know where to start. Instead, put your trust in a qualified adviser. I can give you dedicated support throughout the whole process and my aim is to always get the cover that's right for you.

Commercial Insurance

I specialise in commercial combined insurance policies - bringing all the cover you need for your business together into a convenient single policy that's tailored to you.

After an initial meeting for you to get to know me, I will usually visit you at your premises to get a thorough understanding of what you do. I will then provide you with a full assessment to make sure every aspect of the job is covered. I take the time to create a policy that fits you, so in the event something does go wrong, your business will be protected.

Fleet Insurance Policies

Does your company have three or more vehicles? I can seek out the best insurance cover for your fleet, large or small. I will make the process as quick and easy as possible, and once your policy is set up, you may be able to add new vehicles in as little as a few minutes. Simply give me a call and where possible I will usually be able to add a new vehicle to your policy there and then. No hassle.

Personal Insurance

• General insurance advice
• House insurance
• Personal liability
• Car insurance
• Pet insurance

Commercial Insurance

• Commercial combined policies
• Sole trader liability
• Fleet cover